being independent Essay -- essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Graduating and getting out on your own is a difficult step to make. There are a lot of things that you have to take into perspective. The choices that you make when you get out of highschool believe it or not are crucial and life altering. Decisions that you have to make are ones like what you want your career to be, where you want to live, and a big decision is buying a house. In making these decisions you have to do a lot of research and things to be prepared. I did a lot of research in hopes of finding a career that I would like and three things that I could see myself doing was owning my own spa ($100,000 yearly salary), managing a spa($60,000 yearly salary), or being an Esthetician. After thinking long and hard about it however, I decided I would like to be en Esthetician. An Esthetician is a person who gives care to skin in a non-medical way. An Esthetician makes a decent amount of money which is important to have if I want to be able to afford a house.   Ã‚  Ã‚  Ã‚  Ã‚  Being an Esthetician would be fun because I enjoy working with people and I am good at working with them. I am also good with my hands which is necessary in my job Making other people feel better about themselves makes me feel better about myself. One set back in that job however would have to be foot fungus. Feet aren?t my favorite thing on the human body especially with any kind of fungus on them. Going into a job that has a high paying salary often requires experience or schooling. I would have to take classes and work hard to get my license so that it is easier for me to find a job. To become an Esthetician it is only required to have at least 17 weeks of classes which would cost under $1,000.00 and at the end of the classes I would graduate with my license in esthetics. I looked at job offers and have came to the conclusion that if I was an Esthetician I would make an estimated amount of $50,000.00 a year. That salary however can vary depending on your qualit ies and experience.   Ã‚  Ã‚  Ã‚  Ã‚  I plan on living in Long Beach, California and the reason being is I have always had the desire to live near the beach. Living far away I would have to take into consideration transportation. Being on my own requires you to be financially stable. So I figured out that if I had a 2002 Jeep Gand Cherokee La... ... in Long Beach which is a wealthy town. So the price of my house is very reasonable for the area I am going to be living in. It could be cheaper to take out a 20 year loan and pay $100 a month more which would cover the interest but with my salary it is better for me to take a 30 year loan.   Ã‚  Ã‚  Ã‚  Ã‚  I asked myself two questions at the beginning of this project, one being what if I run out of equity on my home with a reverse mortgage? I found that answer on www.google.com and it said that you can?t run out of money and they can not force you to move out of your home. Another question was, when I am old if I have to go to a nursing home what will happen to my house? That answer was also found on www.google.com and it was that if you are moved out for a year or longer then my home can be sold. All of these things and more have to be considered before you even buy a house. So researching and taking your time thinking about every detail is extremely important. You want to be able to afford what you have and still have money to save or spend at your discretion. I hope that one day this bit of research gives me some backing for when I actually do move out on my own.